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Most Americans spend more time planning for vacations and holidays than planning for their retirement.1
1 Employee Benefit Research Insitute, 2007

Will you outlive your retirement income?  How much liability insurance should you have? Should you add stocks to your portfolio?  Are your financial expectations for the coming year realistic?

Our financial newsletters are designed to provide helpful information on a wide variety of financial topics.  Simply click on one of the newsletter topics below to read the article in its entirety.

Before implementing any strategy discussed herein, you should consult with your own financial, tax, and/or legal advisors to determine its applicability in light of your own situation.

Most insurance policies and annuity contracts contain exclusions, limitations, reductions of benefits, surrender charges and terms for keeping them in force. Your representative can provide you with costs and complete details.

The information contained in this article is not intended to (and cannot) be used by anyone to avoid IRS penalties. These articles supports the promotion and marketing of this [life insurance, annuity, long term care, disability, pension, etc. You should seek advice based on your particular circumstances from an independent tax advisor.

  • June

    What Does the Dollar Do for You?
    Which is preferable, a strong dollar or a weak one?

    For Income, Pick Up This Split
    A split-annuity strategy can help you begin receiving an income stream that has the potential to last well into the future.

    Heir-Tight Estate Conservation
    An incentive trust can help reinforce the lessons you taught your children during your life.

    Population Boomer
    The nearly 80 million boomers, who have reinvented so many aspects of American life, appear poised to leave their unique mark on retirement and possibly transform the economy in the process.

    Quick Facts - June 2008
    Information about Retirement, Long Term Care and the Mature Markets

  • May

    Where Will You Roll?
    An IRA is not really an investment in itself, but rather a special type of account that can be invested in thousands of ways.

    In a Category All Its Own
    Since exchange-traded funds (ETFs) were first introduced in 1993, interest in them has grown steadily.

    New Lease on Life
    Can your risk-protection strategy benefit from a whole-life insurance policy?

  • April

    Manage Your Tax Burden
    If tax season has you searching for ways to lighten your tax load, here are two options to consider.

    Conserve Your Estate
    Are your estate strategies up-to-date and ready for whatever legislative changes lie ahead?

    More Reasons to Convert
    Thanks to tax law changes, converting traditional IRA assets to a Roth IRA, or rolling over employer-sponsored retirement plans to a Roth, has become more attractive.

    The Cost of Care
    When preparing for life in retirement, you should consider the possibility that you may need long-term care at some point.

    Fuel for the Economy
    The world has become so dependent on oil that most economies simply could not exist in their present forms without it.