Mary Akshar
Executive Assistant
Syracuse Branch
East Syracuse, NY

Lorine Ball
New Business Analyst
Rochester Branch
Pittsford, NY

Marc Baranson, CLU, CEBS, 
CFP®, CASL
Financial Services Representative
Benefit Concepts, Ltd.
Williamsville, NY

Warren Beyer
Financial Representative
Ryel & Beyer Associates
Fredonia, NY

Nancy Bolduc
New Business Analyst
Buffalo Branch
Williamsville, NY

Donald Brown
Financial Services Representative
Rochester Branch
Pittsford, NY

Joe Bukowski, CLTC
Managing Associate
Buffalo Branch
Williamsville, NY

Donald Burns, CLU
Financial Representative
Syracuse Branch
East Syracuse, NY

Chris Carl 
Financial Representative
Buffalo Branch
Williamsville, NY

Jeffrey Chapman, CLU, ChFC
Financial Representative
Syracuse Branch
East Syracuse, NY

Sam Chavarria
Financial Representative
Syracuse Branch
East Syracuse, NY

Patricia Chavarria
Managing Associate
Syracuse Branch
East Syracuse, NY

Marianne Cooke
Assistant Operations Manager
Buffalo Branch
Williamsville, NY

Richard Cote, Jr. CLU
MetDESK Specialist
Syracuse Branch
East Syracuse, NY

Martin Denning, CLU, ChFC
Financial Representative
Rochester Branch
Pittsford, NY

Tom  Dugan
Financial Services Representative
Buffalo Branch
Williamsville, NY

Bruce Erath, CLU, ChFC
Financial Representative
The Voss Group
Norwich, NY

Colleen Fitzhenry, CLTC
Financial Services Representative
Buffalo Branch
Williamsville, NY

Ciaran Fitzpatrick
Brokerage Manager
Buffalo Branch
Williamsville, NY

Gennine French
Recruiting Director
Buffalo Branch
Williamsville, NY

Jacquelyn Frink
Registered Representative
Syracuse Branch
East Syracuse, NY

Nathan Geary 
Financial Representative
Buffalo Branch
Williamsville, NY

Joseph Genco
Financial Services Representative
Buffalo Branch
Williamsville, NY

Kathleen Herberger
Compliance Director
Buffalo Branch
Williamsville, NY

John Hood
Financial Services Representative
Rochester Branch
Pittsford, NY

Patricia Imiola
Administrative Assistant
Buffalo Branch
Williamsville, NY

Laura Ivers
Registered Representative
Syracuse Branch
East Syracuse, NY

Jaime Jeroszko
Marketing Director
Buffalo Branch
Williamsville, NY

Brent Kessler
Financial Representative
Syracuse Branch
East Syracuse, NY

F. Philip Kessler, Jr.  CLU, ChFC
Financial Representative
Syracuse Branch
East Syracuse, NY

Kenneth Knauff, LUTCF
Financial Services Representative
Buffalo Branch
Williamsville, NY

Joe Lamanna
Managing Associate
Rochester Branch
Pittsford, NY

Steve Lustig, CPA, CLU
Financial Representative
Buffalo Branch
Williamsville, NY

Gregory Mann
Financial Representative
Syracuse Branch
East Syracuse, NY

Jocelyn McEntire
Buffalo Branch
Williamsville, NY

Rick Meade
Financial Services Representative
Rochester Branch
Pittsford, NY

Craig  Mellenthine
Financial Services Representative
Buffalo Branch
Williamsville, NY

Doug Mellenthine
Financial Representative
Buffalo Branch
Williamsville, NY

Mark Modzeleski
Managing Associate

Suzanne Montalalou
Financial Services Representative
Buffalo Branch
Williamsville, NY

Michele O'Brien
Registered Representative
Syracuse Branch
East Syracuse, NY

Isaiah Osofisan
Registered Representative
Syracuse Branch
East Syracuse, NY

Lisa Padget
Staff
Rochester Branch
Pittsford, NY

Carmine Pardi
Financial Representative
Buffalo Branch
Williamsville, NY

Alan Payne
Financial Representative
Buffalo Branch
Williamsville, NY

Robert Pepperday
Financial Representative
Buffalo Branch
Williamsville, NY

Rick Pepperday
Financial Representative
Buffalo Branch
Williamsville, NY

Patrick Peterson
Financial Representative
Buffalo Branch
Williamsville, NY

Frank Rapini, LUTCF
Financial Services Representative
Buffalo Branch
Williamsville, NY

Ronald (Ron) Reinstein
Financial Representative
Buffalo Branch
Williamsville, NY

Jessica Rice-Miller
Staff
Rochester Branch
Pittsford, NY

Danielle Robertson
Registered Representative
Buffalo Branch
Williamsville, NY

Susan Rose-Hockert
Financial Representative
Whiteface Risk Management
Lake Placid, NY

Andrew Roy
Financial Representative
Syracuse Branch
East Syracuse, NY

Gail Russo
Client Management
Syracuse Branch
East Syracuse, NY

Lisa Sabine
Operations Manager
Syracuse Branch
East Syracuse, NY

Thomas Schlicht
Financial Representative
Buffalo Branch
Williamsville, NY

Peter Scida
Financial Representative
Syracuse Branch
East Syracuse, NY

Lawrence  Shipps, CLU, ChFC
Financial Representative
Keyes & Shipps Financial Group
East Syracuse, NY

Leslie Shipps, CLU, CLTC
Financial Representative
Keyes & Shipps Financial Group
East Syracuse, NY

Maureen Snyder
Financial Services Representative
Buffalo Branch
Williamsville, NY

Chris Spadafora
Financial Representative
Buffalo Branch
Williamsville, NY

Renee Speranza
Investment Assistant
Buffalo Branch
Williamsville, NY

Terrence Sprow
Investment Specialist
Buffalo Branch
Williamsville, NY

Timothy Squire, LUCTF
Financial Services Representative
Buffalo Branch
Williamsville, NY

Bob St. George
Financial Services Representative
Rochester Branch
Pittsford, NY

Patricia Stilwell
Administrative Assistant
Buffalo Branch
Williamsville, NY

Patrick  Stokes
Financial Services Representative
Ryel & Beyer Associates
Fredonia, NY

Angela Szramkowski
Personal Marketing Assistant
Benefit Concepts, Ltd.
Williamsville, NY

Dennis Tender
Managing Partner
Buffalo Branch
Williamsville, NY

Sam Terrazzino
Assistant Managing Partner
Buffalo Branch
Williamsville, NY

Richard Thomas
Developmental Managing Associate
Buffalo Branch
Williamsville, NY

Dana Trombley
Comptroller
Buffalo Branch
Williamsville, NY

Ned Tunmore
Financial Services Representative
Buffalo Branch
Williamsville, NY

David  Urshel
Financial Representative
Buffalo Branch
Williamsville, NY

Timothy Veazey, CLU, ChFC
Financial Services Representative
Rochester Branch
Pittsford, NY

Barbara Vogtle
Policy Holder Service Rep
Syracuse Branch
East Syracuse, NY

Scott Voss, CLTC
Financial Representative
The Voss Group
Norwich, NY

Elwyn Voss, CLU, ChFC
Financial Representative
The Voss Group
Norwich, NY

Mengzhu Wang
Financial Services Representative
Rochester Branch
Pittsford, NY

Ronald  Waskow
Financial Services Representative
Buffalo Branch
Williamsville, NY

Nathan Way, CLTC
Financial Services Representative
Benefit Concepts, Ltd.
Williamsville, NY

Ashley Weaver
Recruiting Assistant
Buffalo Branch
Williamsville, NY

Jeff Webster
Financial Services Representative
Rochester Branch
Pittsford, NY

Marc Wegrzynowski
Financial Services Representative
Buffalo Branch
Williamsville, NY

Cathie Welling
Financial Representative
Rochester Branch
Pittsford, NY

Harold Wiemeier
Financial Representative
Syracuse Branch
East Syracuse, NY

Marcus Williams
Financial Representative
Buffalo Branch
Williamsville, NY

Sanford Wolffe, CLU
Financial Representative
Buffalo Branch
Williamsville, NY

James Young, CLU, ChFC
Financial Services Representative
Syracuse Branch
East Syracuse, NY